When I was first starting to dabble in the credit card travel reward perks, one of the cards that really caught my attention was the Barclay Wyndham Rewards Visa. There are two options with this card: one with a $75 annual fee and one that has no annual fee. There are a ton of great travel credit cards to choose from. What intrigued me about the Wyndham rewards card is that the one with the $75 annual fee gives you enough bonus points each year to be eligible for a free night. So basically, each year I get to stay in a hotel for just $75. I’m not sure about…